CREDIT ANALYST - HEAD OFFICE DURBAN
Al Baraka Bank
Other,
Sales roles range from in-store assistants and promoters to field reps and consultants, often paying commission on top of a basic salary.
This listing does not state a salary. As a guide, sales roles in South Africa typically pay R6 000 to R25 000 a month (indicative).
Job description
MAIN FUNCTION OF THE ROLE
Pre-Vetting Applications
- Review and analyse finance applications within the mandates of Executive Credit Committee (ECC), Senior Management Credit Committee (SMCC), and Management Credit Committee (MCC).
- Assess credit risks, ensure compliance with regulatory and internal policies, and make recommendations for management approval.
- Board Credit Committee (BCC) Submissions: Prepare and submit applications to the BCC and Board of Directors (BOD) for approval.
- Compile necessary documentation and ensure all queries are addressed promptly
Projects
- Involved with credit related projects.
Internal & External Auditors:
- Coordinate with internal and external auditors, providing necessary information and addressing audit queries promptly.
- Prepare submissions for audits and ensure compliance with audit recommendations.
REPORTING
- Preparation of reports to Board Credit Committee.
- Ensure accuracy and completeness of reports.
- Ensure that book debts are submitted timeously from Branches
Credit Awareness and Training:
- Conduct credit awareness sessions and training for sales and credit staff on amended regulations, internal policies, and procedures.
- Prepares presentations and materials as required
QUALIFICATIONS
- A Bachelor of Commerce degree in Accounting or Finance
PREFERRED EXPERIENCE
- At least 2 years’ experience in the Banking industry, specifically with Credit / Accounting experience.
KNOWLEDGE
- Proficient in MS Excel, Word, PowerPoint
- CreditLens System
- Imal
- PowerBI
- Credit policies and procedures
- National Credit Act
- All Credit related legislation
Al Baraka Bank is an Equal Opportunity Employer. Applicants from the previously disadvantaged groups and people with disabilities will be given preference.
Good to know
What does this sales job pay?
This listing does not state a salary. As a guide, sales roles in South Africa typically pay R6 000 to R25 000 a month (indicative).
Do I need experience for sales jobs in Other?
This sales role may ask for some experience or a relevant qualification. Read the listing for the specifics before you apply.
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Found on Indeed · Posted Yesterday