Senior Accountant

Bongo Credit is a new consumer finance business being established in South Africa, backed by the experience of an international financial services group.

We are built on the principles of responsible lending, fair customer treatment, and full transparency - because we believe people deserve to understand exactly what they are signing up for.

We assess affordability carefully, protect customer data, and operate in full compliance with South African laws and regulatory requirements.

Our mission is simple: to provide financial products that are clear, accessible, and genuinely suitable for the people who use them.

As we grow, we are committed to building lasting relationships - with our customers, our partners, and the regulators we work alongside.

If you want to be part of building something meaningful from the ground up.

Elevate your future: Join our adventure!

YOUR MISSION

• Prepare monthly management accounts and financial reports, ensuring accuracy and timeliness across all entities.
• Maintain and report on the loan book portfolio — including revenue recognition and credit loss provisions under IFRS 9.
• Manage the end-to-end procurement process and oversee the payment approval workflow.
• Ensure full compliance with South African tax obligations — VAT returns, corporate tax, and withholding taxes.
• Provide day-to-day advisory on local accounting and tax treatment for business transactions across the group.
• Support year-end audit preparation, including liaising with external auditors and preparing supporting schedules.
• Own the day-to-day accounting function — general ledger, journal entries, bank and balance sheet reconciliations, AP/AR processing, and intercompany postings across the group.
• Assist with cash flow forecasting and treasury management to support operational and growth decisions.

YOUR PROFILE

• Qualified CA(SA) - CIMA also considered for the senior track. Articles completed at a reputable firm.
• 3-5+ years in financial services or a lending/credit environment
• Strong knowledge of South African tax legislation - VAT, Income Tax, and IFRS 9 provisioning.
• Experience with in loan book accounting and financial reporting in a credit business.
• High attention to detail, ability to work independently, and comfort operating in a fast-moving startup environment.
• Proficiency in SAGE accounting software.
• Exposure to fintech, digital lending, or regulated financial services products.

WHAT WE OFFER

• A unique opportunity to be the first HR professional in South Africa, shaping the function from the ground up
• Opportunity to drive strategic decisions and shape the future of an international FinTech organization
• Influence across diverse markets, delivering meaningful impact on financial inclusion and social mobility
• Collaborative and ambitious executive team with a culture of shared success, 'We Win Together'
• International environment with exposure to emerging markets across Europe and Africa
• Tailored professional development and executive coaching opportunities to strengthen your leadership journey
• Work-life balance arrangements that suit your lifestyle and executive commitments
• Competitive compensation complemented by significant performance-based bonuses and long-term incentives.

Pay: R35 000,00 - R60 000,00 per month

Work Location: Hybrid remote in Cape Town, Western Cape