Browse live data analyst jobs in Johannesburg, Gauteng. Salaries, top employers and how to apply. Updated regularly.

*Deal Desk \| Full\-Time*
**Job Summary**
 The Deal Desk Analyst is the liaison between Sales, Legal, Finance, and Operations — providing real\-time support so deals are structured, approved, and closed accurately and on policy. The role owns a high volume of inbound cases, from custom quotes to non\-standard deal setups and AWS orders, while driving the quote\-to\-close process end to end. The ideal candidate thrives under pressure, prioritizes well, and collaborates easily across teams.
   

  

**Key Responsibilities**
**Deal Execution \& Approval Support**
* Partner with sales reps to assess, structure, and approve quotes within guidelines.
* Review deal terms for compliance with pricing, discounting, and legal policies.
* Partner with Finance, Legal, and Revenue Operations to resolve deal roadblocks.
* Research contract and deal information in Salesforce and NetSuite to support execution.


**Case Intake, Triage \& Management**
* Triage inbound cases by volume, complexity, and legal risk — including custom quotes, non\-standard deal setups, AWS orders, and RFI/RFP requests.
* Monitor email and Slack queues, including overnight activity, to keep cases moving.
* Maintain SFDC case records with detailed notes and status updates for auditability.


**Sales Process \& Deal Execution**
* Identify bottlenecks and propose process improvements.
* Configure and support RCA and deal workflow automation.
* Partner with IT to flag SFDC issues and build workarounds until permanent fixes ship.
* Work with Finance on billing, revenue recognition, and contract compliance, including AWS orders.


**Cross\-Functional Collaboration**
* Triage inbound RFx requests and delegate questions to the right Tiger Team owner, using the standardized RFx delegation roster to reduce re\-work and mis\-routed questions.
* Join deal strategy calls with Sales, Legal, and Finance to help unblock deals.
* Partner with Legal and Finance to clarify contract terms and escalate complex cases.
* Give feedback to Enablement, IT, and Business Operations on product, process, and system changes.
* Support sales enablement by helping build sales plays and promotions.


**Required Skills \& Qualifications**
***Must\-Have Skills***
* 1–3 years of experience in Deal Desk, Sales Operations, or Revenue Operations.
* Strong Salesforce and CPQ/RCA experience; working knowledge of NetSuite.
* Solid understanding of pricing models, discounting, and revenue recognition (ASC 606 preferred).
* Proven ability to manage a high volume of concurrent cases with strong prioritization skills.
* Excellent problem\-solving skills and ability to work under tight deadlines.
* Strong communication and stakeholder management skills across Sales, Legal, Finance, and leadership.


**Preferred Qualifications**
* Familiarity with ASC 606, SaaS pricing models, and discounting strategies.
* Experience with AWS Marketplace or other cloud marketplace transactions.
* Experience in high\-growth, B2B SaaS environments.
* Knowledge of financial modeling.
* Knowledge of contract terms, subscription\-based pricing, and multi\-year deals.
* Ability to manage multiple deals and cases in a fast\-paced environment.


**Why Join Us?**
* Be the go\-to tactical partner for high\-impact sales deals.
* Make an immediate impact in a fast\-paced, high\-growth environment.
* Gain cross\-functional exposure with Sales, Finance, and Legal teams.
* Competitive salary, bonuses, and career growth opportunities.


 The base salary range for this position is 560 000,00ZAR−840 000,00ZAR plus benefits. This range represents the minimum and maximum new hire compensation for this role. The position may also be eligible for incentive plans and additional benefits, in accordance with company policy and local regulations. Our salary ranges are determined by role, level, and location with individual compensation also dependent on factors such as qualifications, experience, and skills. Final offers will reflect these considerations and may vary accordingly.
   

  

**Belonging at Mimecast**
 Cybersecurity is a community effort. That’s why we’re committed to building an inclusive, diverse community that celebrates and welcomes everyone – unless they’re a cybercriminal, of course.
   

  

 We’re proud to be an Equal Opportunity and Affirmative Action Employer, and we’d encourage you to join us whatever your background. We particularly welcome applicants from traditionally underrepresented groups.
   

  

 We consider everyone equally: your race, age, religion, sexual orientation, gender identity, ability, marital status, nationality, or any other protected characteristic won’t affect your application.
   

  

*Due to certain obligations to our customers, an offer of employment will be subject to your successful completion of applicable background checks, conducted in accordance with local law.*
*It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment.*

Deal Support Desk Analyst

**Job Description**
===================

Hello Future Foreign Banks Network Management Specialist
  

  

RMB is a place where exceptional people create their own opportunities by challenging the conventional and driving sustainable impact.
  

  

United by our proud heritage and strong ethics. Innovative ideas, it’s the magic of our people and culture that sets us apart.
  

  

Now, is the time to imagine your next move with South Africa’s number one employer in Financial Services for 2025, where you can embrace the power of collective thinking to unlock unique opportunities for our clients and society.
  

  

The Foreign Banks Network Management Specialist is the senior technical subject matter expert within the Foreign Banks Network Management team, responsible for leading complex specialist activities across correspondent banking, foreign currency clearing, nostro and custody arrangements held by the FirstRand Group.
  

  

Working closely with the Operations Manager, the role provides specialist depth and judgement on KYC and regulatory governance, provider performance and service oversight, payment escalations, and the delivery of network\-related strategic initiatives. The role supports commercial negotiation and provider selection through structured technical input, market intelligence and considered analysis.
  

  

The role requires a candidate who combines deep correspondent banking expertise with strong analytical and operational discipline, the ability to operate independently at a senior level, and the credibility to engage with senior internal stakeholders and external correspondent banks.
**Key Responsibilities and Accountabilities:**

  

**Specialist Subject Matter Leadership**

* Act as the team's senior technical authority on correspondent banking, foreign currency clearing, nostro and custody operations.
* Provide specialist guidance on complex matters that fall outside standard operational handling.
* Maintain awareness of industry, regulatory and market developments relevant to the Group's correspondent banking network.

**KYC, RMA and Regulatory Governance**

* Lead the specialist handling of complex KYC, RMA and Request for Information matters with correspondent banks.
* Support the integrity of the Group's correspondent banking governance framework in line with internal and external standards.
* Partner with Legal, Compliance and Financial Crime functions on specialist regulatory and governance matters.

**Provider Performance and Service Oversight**

* Lead structured service reviews with correspondent banks and oversee the resolution of significant service issues.
* Monitor provider performance against agreed standards and drive remediation of identified gaps.
* Maintain credible, professional working relationships with external correspondent bank counterparts.

**Payment Escalation Leadership**

* Act as the senior specialist escalation point for unresolved correspondent banking payment matters.
* Partner with internal operations teams to drive resolution and apply root\-cause learnings into the operating model.

**Commercial and Negotiation Support**

* Provide structured technical input, analysis and benchmarking to support commercial negotiation and provider selection.
* Contribute specialist input to the formulation and assessment of RFPs and RFIs.
* Support the tracking of value delivered through commercial outcomes.

**Strategic Initiative Contribution**

* Contribute specialist expertise to the design and delivery of network\-related strategic initiatives.
* Partner with Product, Operations, Technology and external providers to ensure technically sound and well\-governed delivery.

**Stakeholder Engagement**

* Engage credibly with internal stakeholders across product houses, payments operations, treasury, legal, compliance, group risk and subsidiary teams.
* Represent Foreign Banks Network Management in technical and specialist engagements with external correspondent banks.

**Knowledge Sharing and Team Capability**

* Provide technical mentorship and guidance to Analyst roles within the team.
Contribute to the team's collective technical depth and operating standard.  
* 

  

**Qualifications and Experience:**

* Relevant Bachelor's Degree in Finance, Banking, Economics, Accounting, or a related discipline. Postgraduate qualification in a related field will be advantageous.
* 4 to 7 years of banking experience, with deep exposure to correspondent banking, foreign currency clearing, nostro and custody operations, or international payments.
* Demonstrated experience operating independently in a specialist role within an investment, corporate or commercial banking environment.
Experience engaging with senior internal stakeholders and external correspondent bank counterparts.  
* 

  

**Knowledge and Skills:**

  

**Technical Knowledge**

* Correspondent banking principles, structures and operating models.
* International payments, foreign currency clearing and settlement structures.
* SWIFT messaging standards and payment message flows.
* Nostro account operations and custody arrangements.
* KYC, AML, sanctions and correspondent banking regulatory frameworks.

**Analytical Capability**

* Advanced Microsoft Excel.
* Comfort working with transactional and operational datasets.
* Strong data\-led decision making and insight generation.

**Commercial Capability**

* Vendor performance management and structured service oversight.
* Pricing analysis, benchmarking and market intelligence.

**Operational Capability**

* Process design and operational control.
* Service management and provider performance oversight.
Risk and control management.  
* 

  

**Are you interested to take the step? We look forward to engaging with you further. Apply now!**

  

\#Post


\#RMB


\#LI\-MM15  



**Important Closing Date Note**
===============================

**Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.**

03/10/26
All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.

Foreign Banks Network Management Specialist - 6 Month Contract

Location: Johannesburg
Other locations: Primary Location Only
Salary: Competitive
Date: Sep 23, 2026
**Job description**
-------------------


Requisition ID: 1746628
The Africa Assurance Innovation and Digital team is looking to appoint an experienced Manager – Software Engineering with strong full\-stack engineering, Azure cloud, and DevOps capability. The role will lead the design and delivery of secure, scalable, cloud\-native solutions for the Assurance business, combining modern application development with practical experience in Azure infrastructure, Infrastructure as Code, automated deployment, systems integration, and the Microsoft Power Platform.



This role requires strong software architecture and engineering judgement, together with the ability to manage solutions across development, test, and production environments. The successful candidate will guide technical design decisions, embed secure and repeatable delivery practices, collaborate across business and technology teams, mentor developers, and identify opportunities to modernise platforms, improve productivity, and reduce operational and business risk.

  


**Other responsibilities include:**
* Architect and implement scalable, secure, and cloud\-native software solutions aligned with business needs and enterprise architecture standards.
* Design, build, and manage Azure services and infrastructure, including App Services, Azure Functions, Logic Apps, Key Vault, Azure SQL, and related platform capabilities.
* Develop and maintain Infrastructure as Code using Terraform to enable consistent, repeatable, and controlled deployments across environments.
* Configure and maintain CI/CD pipelines, such as GitHub Actions, to automate build, testing, deployment, and release processes.
* Develop modern web applications using React, JavaScript or TypeScript, and relevant backend technologies and frameworks.
* Design, build, secure, and consume REST APIs to integrate Microsoft 365, Azure services, Microsoft Graph, SharePoint, Dataverse, and external platforms.
* Build, maintain, and enhance applications using Microsoft Power Apps and workflow automation solutions using Power Automate or equivalent tools.
* Manage Azure environments across development, test, and production stages, ensuring stability, scalability, resilience, and operational continuity.
* Manage solution identity and access, including Microsoft Entra ID, app registrations, service principals, managed identities, and role\-based access control.
* Apply governance, security, and risk management standards, including least\-privilege access, secure secret management through Azure Key Vault, and appropriate technical controls.
* Upgrade and refactor legacy systems, recommending modernisation strategies aligned with cloud\-native architecture and business priorities.
* Conduct in\-depth testing, debugging, monitoring, and performance optimisation to deliver robust and resilient solutions.
* Produce comprehensive technical, architectural, operational, and process documentation to support sustainability, auditability, and knowledge transfer.
* Write clean, efficient, secure, and maintainable code based on business and technical requirements.
* Collaborate with Business Analysts, Product Owners, architects, security stakeholders, and development teams to deliver high\-quality solutions aligned with strategic objectives.
* Lead technical discussions, solution design decisions, architecture reviews, deployment support, and resolution of post\-implementation issues.
* Mentor junior and senior developers, support team\-level problem solving, and contribute to capability building and continuous improvement.


This role provides an opportunity to combine hands\-on engineering with technical leadership, shaping secure and sustainable digital solutions while strengthening the team’s cloud, DevOps, and software delivery capability.

  


**Qualifications**

To excel in this role, you will need to combine hands\-on technical depth with sound leadership, delivery ownership, and adaptability. Strong problem\-solving ability, awareness of evolving cloud and software engineering practices, and a commitment to continuous learning will be essential to delivering secure, high\-quality, future\-ready solutions.  



You should also demonstrate:


* Strong analytical and structured problem\-solving skills.
* High levels of self\-motivation, accountability, and ownership of delivery outcomes.
* Sound technical judgement, logical thinking, and strong attention to detail.
* Strong verbal and written communication skills, including the ability to explain technical concepts to non\-technical audiences.
* Effective stakeholder management, collaboration, and facilitation skills.
* Experience working in team\-oriented, agile delivery environments.
* Strong organisational, planning, prioritisation, and time\-management capability.
* Curiosity about modern technologies and the ability to learn and apply new tools quickly.

  


**To qualify for the role, you must have:**
* A Bachelor’s degree in Computer Science, Software Engineering, Information Systems, or a related field.
* **At least five years’ relevant software development experience**, including responsibility for technical design, delivery, or team leadership.
* Strong full\-stack development experience using modern languages and frameworks such as C\#, .NET, JavaScript or TypeScript, React, Python, HTML, CSS, and Git.
* Practical experience designing, deploying, and supporting solutions on Microsoft Azure, including services such as App Services, Azure Functions, Logic Apps, Key Vault, and Azure SQL.
* Hands\-on experience with Infrastructure as Code, preferably Terraform, and environment configuration across development, test, and production.
* Experience implementing and maintaining CI/CD pipelines using GitHub Actions, Azure DevOps, or an equivalent platform.
* Experience designing and consuming REST APIs and integrating with Microsoft Graph, SharePoint, Dataverse, Microsoft 365, Azure services, or external platforms.
* Working knowledge of Microsoft Entra ID, app registrations, service principals, managed identities, RBAC, and secure secrets management.
* Experience developing workflow or automation solutions using Power Apps, Power Automate, or comparable technologies.
* Strong knowledge of relational and non\-relational databases, software design, testing, Agile delivery, and the software development life cycle.
* Experience applying cloud security, governance, least\-privilege access, monitoring, and operational support practices.
* Demonstrated experience leading technical discussions, reviewing solution designs or code, mentoring developers, and supporting delivery teams.
* Exposure to data analytics, Power BI, Machine Learning, or Artificial Intelligence will be advantageous.
* Relevant Microsoft Azure or DevOps certifications, such as Azure Developer Associate, Azure Administrator Associate, or DevOps Engineer Expert, will be advantageous.

  


**Who we are**

At EY we support you in achieving your unique potential both personally and professionally. We give you stretching and rewarding experiences that keep you motivated, working in an atmosphere of integrity and teaming with some of the world’s most successful companies. While we encourage you to take personal responsibility for your career, we support your development in every way we can. You enjoy the flexibility to devote time to what matters in both your business and personal life. At EY, you can be who you are and express your point of view, energy, and enthusiasm \- wherever you are in the world. It’s how you make a difference.

Please note: Preference will be given to PDI candidates.

Software Engineering (Cloud & DevOps) - Manager

An established organisation is seeking an IoT and Systems Specialist to manage IoT devices and system integrations, and to design IoTâdriven solutions based on client requirements. The role involves working across device integration, communication technologies, system processes, and application design while collaborating closely with developers and infrastructure teams. This position requires strong technical ability, handsâon troubleshooting skills, and the ability to translate business ne…

IoT and Systems Specialist

We are seeking an experienced Senior Data Analyst to support strategic, regulatory, and business-critical initiatives within the Compliance Technology Data Portfolio. The successful candidate will be responsible for analysing complex data requirements, defining business and data rules, conducting data profiling and impact assessments, supporting governance and data quality initiatives, and ensuring successful delivery of AML and Compliance Data Platform solutions. The role requires close collab…

Senior Data Analyst Rosebank

Introduction We are seeking an experienced Senior Data Analyst to support strategic, regulatory, and business-critical initiatives within the Compliance Technology Data Portfolio. The successful candidate will be responsible for analysing complex data requirements, defining business and data rules, conducting data profiling and impact assessments, supporting governance and data quality initiatives, and ensuring successful delivery of AML and Compliance Data Platform solutions. The role requires…

Senior Data Analyst

Reference: NFC025205-Aya-1 Turn numbers into smarter business decisions! Are you a commercially minded Pricing Analyst who loves working with data, uncovering trends and finding opportunities to improve profitability? An exciting opportunity is available within a well-established and dynamic organisation, where you'll play a key role in developing and analysing pricing strategies that support revenue growth and commercial performance. Key Responsibilities: Analyse pricing, sales, margin and pro…

Master Data Analyst Johannesburg North

Introduction Looking for a Technical Analyst (SAP  Data) Desired Experience & Qualification The Technical Analyst (SAP  Data) will act as the primary liaison between business users and the data engineering ecosystem, diagnosing and resolving data quality issues originating from SAP systems. You will lead discovery sessions with Finance, Supply Chain, Sales, and Operations, translate business concerns into precise technical problem statements, and communicate findings in clear, non technical lan…

Technical Analyst (SAP  Data)

Our client is seeking an experienced Technical Analyst SAP  Data to act as the primary liaison between business users and the data engineering ecosystem, with a strong focus on diagnosing and resolving data quality issues originating from SAP systems. The successful candidate will combine deep SAP and SQL expertise with strong analytical and stakeholder management capabilities to investigate discrepancies, perform root-cause analysis and translate complex technical findings into clear business …

Analyst Data Johannesburg

Reference: ITE008064-Sfund-1 We are looking for a detail-oriented and analytical Data & BI Support Analyst to join our team. This role is ideal for a data professional who enjoys transforming raw data into meaningful insights that drive business decisions. Working closely with the BI Manager and key stakeholders, you will be responsible for developing reports, dashboards, and data solutions while ensuring data accuracy, quality, and reliability. The successful candidate will combine strong anal…

Data & BI Support Analyst

Make an impact with NTT DATA
  
Join a company that is pushing the boundaries of what is possible. We are renowned for our technical excellence and leading innovations, and for making a difference to our clients and society. Our workplace embraces diversity and inclusion – it’s a place where you can grow, belong and thrive.
  
  

Your day at NTT DATA
  
  

The Talent Insight Designer Technical Lead is a mid\-tier hands\-on role responsible for designing, building, and enhancing operational data products within Tier 1 HR applications and the broader HR technology stack.
  
  

This role develops dashboards, reports, embedded analytics, insight artefacts, and operational reporting products that help Talent, People Culture, managers, and business leaders make informed decisions.
  
  

The role requires strong knowledge of HR technology analytics capabilities, particularly SAP SuccessFactors Stories, SAP People Intelligence, Phenom People, Skillsoft, and other HR technology platforms.
  
  

Key Responsibilities
  
  

* Design, build, test, and maintain operational data products within Tier 1 HR applications and related HR technologies.
* Develop dashboards, reports, embedded analytics, visualisations, insight packs, and self\-service reporting products.
* Build insight solutions across talent acquisition, talent growth, learning, skills, workforce planning, internal mobility, performance, succession, and retention.
* Translate approved requirements, KPI definitions, business rules, and user stories into accurate analytics outputs.
* Use SAP SuccessFactors Stories, SAP People Intelligence, Phenom People, Skillsoft, SAP Analytics Cloud, and other HR technologies to deliver operational insights.
* Partner with the Talent Analytics Insights Business Partner, product owners, system owners, and business stakeholders to understand how insights will be used.
* Work with IT Data COE, data engineering, and platform teams to understand datasets, data models, integrations, and technical constraints.
* Support metric logic, semantic layer design, dashboard structure, reporting standards, filters, and access requirements.
* Validate data outputs, reconcile metrics, identify data inconsistencies, and support resolution of data quality issues.
* Create visualisations and dashboards that tell a clear story and make complex talent data easier to interpret.
* Apply data visualisation, user experience, and storytelling principles to improve usability and adoption.
* Develop prototypes, mock\-ups, and proof\-of\-concept dashboards to test new insight ideas.
* Document report logic, data sources, metric definitions, assumptions, filters, access rules, and known limitations.
* Support user acceptance testing, dashboard demonstrations, release readiness, and business sign\-off.
* Educate business users on how to use dashboards, interpret insights, and apply new analytics methods.
* Monitor usage, feedback, and performance of analytics products to identify improvements.
* Ensure analytics products comply with data privacy, access control, security, and responsible employee data use requirements.


Knowledge and Attributes
  
  

* Strong understanding of dashboard design, embedded analytics, operational reporting, insight storytelling, and HR data products.
* Strong knowledge of SAP SuccessFactors Stories, SAP People Intelligence, Phenom People, Skillsoft, and other HR technology reporting capabilities.
* Working knowledge of SAP Analytics Cloud, SAP Business Data Cloud, Snowflake, and standard analytics / BI technologies.
* Good understanding of Talent, People Culture, HR processes, workforce data, and employee lifecycle metrics.
* Good understanding of data modelling, KPI logic, metric definitions, filters, joins, hierarchies, and reporting structures.
* Ability to turn business requirements into practical, accurate, and visually compelling analytics artefacts.
* Ability to explain insights clearly to business users and non\-technical stakeholders.
* Strong attention to detail, especially for data accuracy, reconciliation, metric logic, access control, and visual design.
* Strong analytical and problem\-solving skills, with the ability to identify trends, patterns, anomalies, and data quality concerns.
* Good understanding of self\-service analytics and how to design products that enable business users to explore data safely.
* Ability to work with business analysts, product owners, data engineers, architects, platform teams, and HR stakeholders.
* Curiosity about new analytics methods, AI\-enabled insight generation, predictive analytics, and data storytelling.


Academic Qualifications and Certifications
  
  

* Bachelor’s degree or equivalent in Data Analytics, Business Analytics, Information Systems, Computer Science, Human Resources, Industrial Psychology, Statistics, Mathematics, Economics, or a related field.
* Certifications or training in SAP SuccessFactors, SAP People Intelligence, SAP Analytics Cloud, Phenom People, Skillsoft, Snowflake, SQL, data visualisation, or Agile would be beneficial.
* Training in people analytics, workforce analytics, HR technology, or responsible data use would be advantageous.


Required Experience
  
  

* Relevant experience designing and developing HR dashboards, operational reports, embedded analytics, data products, or insight packs.
* Experience building reporting or analytics products in Tier 1 HR applications.
* Experience with SAP SuccessFactors Stories and exposure to SAP People Intelligence, Phenom People, Skillsoft, SAP Analytics Cloud, or similar HR technologies.
* Experience translating requirements into reporting outputs, dashboards, metric logic, and data visualisations.
* Experience working with HR, Talent, workforce, learning, recruitment, skills, or employee data.
* Experience with SQL, data validation, metric reconciliation, report testing, and data quality checks would be beneficial.
* Exposure to Snowflake, SAP Business Data Cloud, data warehouses, data lakes, or semantic layers would be advantageous.
* Experience applying data visualisation and storytelling techniques to make insights easier for users to understand.
* Experience supporting dashboard adoption, user training, analytics demonstrations, or self\-service reporting enablement.
* Experience working in a global or matrixed organisation would be beneficial.


**Workplace type:** Hybrid Working
  
  

About NTT DATA
  
NTT DATA is a $30 billion business and technology services leader, serving 75% of the Fortune
  
  

Global 100\. We are committed to accelerating client success and positively impacting society through
  
  

responsible innovation. We are one of the world’s leading AI and digital infrastructure providers, with
  
  

unmatched capabilities in enterprise\-scale AI, cloud, security, connectivity, data centers and
  
  

application services. Our consulting and industry solutions help organizations and society move
  
  

confidently and sustainably into the digital future. As a Global Top Employer, we have experts in more
  
  

than 70 countries. We also offer clients access to a robust ecosystem of innovation centers as well as
  
  

established and start\-up partners. NTT DATA is part of NTT Group, which invests over $3 billion each
  
  

year in RD.
  
  

Equal Opportunity Employer
  
NTT DATA is proud to be an Equal Opportunity Employer with a global culture that embraces diversity. We are committed to providing an environment free of unfair discrimination and harassment. We do not discriminate based on age, race, colour, gender, sexual orientation, religion, nationality, disability, pregnancy, marital status, veteran status, or any other protected category. Join our growing global team and accelerate your career with us. Apply today.
  
  

Third parties fraudulently posing as NTT DATA recruiters
  
  

NTT DATA recruiters will never ask job seekers or candidates for payment or banking information during the recruitment process

Talent Insight Designer & Technical Lead

**About PayJoy** 



  


  
 


  



 PayJoy, a Public Benefit Corporation, is a mission\-first credit provider dedicated to helping under\-served customers in emerging markets to achieve financial stability and success.  Our patented technology for secured credit provides an on\-ramp for new customers to enter the credit system.  Through PayJoy’s point\-of\-sale financing and card offerings, customers gain access to a modern quality of life.  PayJoy’s credit also allows our customers to seize opportunities as micro\-entrepreneurs, and acts as insurance for tough times. Through our cutting\-edge machine learning, data science, and anti\-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
 



  


  
 


  


**This role** 




  





 The Financial Analyst will work directly with PayJoy South Africa's data warehouse to build, maintain, and improve the
   

 reporting that underpins the accounting function. The role bridges raw transactional and portfolio data with the financial
   

 statements, working closely with accounting, financial reporting, and audit stakeholders to ensure that reports are
   

 accurate, well\-controlled, and delivered on time. This is a hands\-on analytical role requiring strong SQL/Python skills and a
   

 working understanding of accounting and lending concepts (e.g. amortisation, depreciation, charge\-offs, provisioning).
 




  




**Responsibilities** 
  

  
* Extract, clean, and transform data from the company's data warehouse (via Hex, SQL, and Python) to produce recurring and ad hoc reports for the accounting and finance teams.
  
* Build and maintain reports that directly support month\-end and year\-end close, including portfolio roll\-forwards, charge\-off and write\-off analysis, and provisioning/impairment schedules.
  
* Support depreciation and amortisation modelling for financed devices, including EIR (effective interest rate) calculations and reconciliation to accounting records.
  
* Assist with preparation of schedules and supporting documentation for internal and external audits, ensuring data lineage and calculations can be clearly explained and reproduced.
  
* Reconcile data warehouse outputs to the general ledger and investigate/resolve discrepancies in collaboration with the accounting team.
  
* Develop and maintain dashboards and automated reporting pipelines (Hex/Python) to reduce manual effort and improve accuracy and consistency of recurring reports.
  
* Document data sources, definitions, and report logic so that reports are auditable, repeatable, and understandable to non\-technical stakeholders.
  
* Support portfolio analytics, including delinquency, MAU (monthly active user), and other KPI reporting used by finance and management.
  
* Respond to ad hoc data and analysis requests from accounting, FP\&A, and management with accurate, well\-documented outputs.
  
* Flag data quality issues in the warehouse and work with data/engineering teams to get them corrected at source.
  

  


  


  




**Requirements** 
  
* Bachelor's degree in Finance, Accounting, Economics, Data Science, Statistics, or a related quantitative field.
  
* 1\-3 years of experience in a financial analysis, reporting, or accounting\-support role, ideally within financial services,
   

 fintech, or a data\-intensive environment.
  
* Working knowledge of basic financial and accounting concepts (accruals, amortisation, depreciation,
   

 provisioning/impairment, reconciliations).
  
* Exposure to lending, credit, or asset\-financing businesses is an advantage but not essential.
  
* Proficient in SQL for querying and manipulating data in a warehouse environment.
  
* Working proficiency in Python for data analysis (e.g. pandas) and report automation.
  
* Experience with Excel for financial modelling and analysis (formulas, pivot tables; VBA is a plus).
  
* Experience with Hex, or similar notebook/BI tools (e.g. Looker, Power BI, Tableau), is an advantage.
  
* Comfortable working with large, sometimes imperfect datasets, and able to reconcile data across systems.
  
* Strong analytical and problem\-solving skills, with a methodical approach to investigating discrepancies.
  
* High attention to detail and accuracy, particularly given the reports feed into audited financial statements.
  
* Clear written and verbal communication skills, with the ability to explain technical/data concepts simply to accounting
   

 and non\-technical stakeholders.
  
* Strong personal organisation, able to manage multiple deliverables and meet month\-end/audit deadlines.
  
* A collaborative, ownership\-driven mindset, comfortable working across finance, accounting, and data/engineering
   

 teams.
  
* Accounting team – primary internal customer for recurring reports and audit support.
  
* Finance/FP\&A team – collaboration on forecasting, portfolio analytics, and management reporting.
  
* Data/engineering team – escalation point for data quality and warehouse issues.
  
* External auditors – as a source of supporting schedules and explanations during audit cycles (via the accounting team)
  

  



  




**Benefits** 
  

  
* 100% Company Funded : Private Health Insurance for employee and immediate family
  
* Pension Fund
  
* Company\-funded employee life and disability insurance
  
* 20 days vacation, unlimited sick leave
  
* $2,000 USD annual Co\-working Travel perk
  
* $2,000 USD annual Professional Development perk
  
* Phone Finance, headphone benefit, home office equipment allowance and wellness perks
  
* Catered Lunch
  

  


  





  




  



 PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
 



  


  
 


  


**PayJoy Principles** 



  


  
 


  



 Finance for the next billion \* Ownership \* Break Through Walls \* Live Communication \* Transparency \& Directness \* Focus on Scale \* Work\-Life Balance \* Embrace Diversity \* Speed \* Active Listening
 



  


 We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

Financial Analyst

**Requisition Details \& Talent Acquisition Contact**
-----------------------------------------------------


**Requisition nr:** 147782
  

**Talent Acquisition Specialist:** Tshego Semenya
  

**Location:** 135 Rivonia Road, Sandown
  

**Closing date:** 27 September 2026


**Cluster**
-----------


Personal and Private Banking


**Career Stream**
-----------------


It Application Development
**Leadership Pipeline**
-----------------------


Manage Self: Technical
**Position**
------------


Data Engineer


**Why join the team!**
----------------------


We are seeking a talented **Data Engineer** to join a high\-performing team responsible for delivering reliable, scalable, and business\-critical data solutions within Personal and Private Banking. This role offers the opportunity to work within a data\-driven environment where data plays a key role in enabling strategic decision\-making, enhancing customer experiences, and driving business performance.

  

You will work across complex data ecosystems, supporting the design, development, enhancement, and optimisation of enterprise data platforms and data warehouse solutions. Collaborating with business stakeholders, analysts, architects, and technology teams, you will help deliver trusted, high\-quality data that supports both operational and strategic objectives.

  

The successful candidate will contribute to building and maintaining robust data pipelines, improving data quality and governance standards, and driving continuous improvement across the data landscape. If you are passionate about solving complex data challenges and delivering meaningful business impact, this role offers an exciting opportunity to grow your expertise within a dynamic banking environment.


**Job Purpose**
---------------


To design, develop, support, and optimise data solutions that enable trusted, accessible, and high\-quality information across the business. The role is responsible for managing data integration processes, maintaining data warehouse environments, ensuring data governance compliance, and supporting business intelligence and analytics initiatives through the delivery of reliable and scalable data assets.
**Job Responsibilities**
------------------------


* Contribute to the achievement of transformation and culture objectives.
* Participate in corporate social responsibility and business initiatives.
* Identify opportunities to improve processes, systems, and operational efficiencies.
* Deliver work in line with stakeholder requirements through effective planning and prioritisation.
* Adhere to governance, risk, compliance, and security standards.
* Build, maintain, and optimise data pipelines, ETL processes, and data integration solutions.
* Support and enhance enterprise data warehouse environments.
* Ensure data quality, integrity, accuracy, and availability across data platforms.
* Maintain metadata, data lineage, and data governance standards.
* Monitor, troubleshoot, and resolve data\-related incidents.
* Translate business requirements into scalable and sustainable data solutions.
* Support business stakeholders with trusted and accessible data to enable decision\-making.
* Identify and implement automation and innovation opportunities.
* Participate in Agile delivery activities including planning, development, testing, deployment, and support.
* Build and maintain effective relationships with stakeholders, technology partners, and vendors.
* Contribute to knowledge\-sharing and continuous improvement initiatives.
* Remain current with industry trends, emerging technologies, and leading data engineering practices.
* Drive personal growth through continuous learning and skills development.
**Essential Qualifications \- NQF Level**
-----------------------------------------


* Professional Qualifications/Honour’s Degree
* Advanced Diplomas/National 1st Degrees
**Preferred Qualification**
---------------------------


Degree in any of the following:


* Mathematical/Statistics
* Information Technology
* Computer Science
* Data Science
* Engineering
* Or similiar
**Preferred Certifications**
----------------------------


* DAMA Certification
* Microsoft Azure Data Engineer Associate
* Data Warehousing or Database Certification
* Relevant Cloud, Data Engineering, or ETL Certification
**Minimum Experience Level**
----------------------------


* **5\+ years' experience** within Data Engineering, Data Warehousing, Data Management, Business Intelligence, or related data\-focused environments.
* Proven experience designing, developing and supporting enterprise\-scale data solutions.
* Strong hands\-on experience with SQL development, query optimisation, data modelling, and ETL/ELT processes.
* Experience translating business requirements into scalable data solutions and actionable insights.
* Experience working with large and complex datasets across multiple source systems.
* Experience implementing and maintaining data governance, metadata, lineage, and quality standards.
* Exposure to cloud\-based data platforms and modern data engineering frameworks.
* Experience working within Agile delivery environments and collaborating with cross\-functional teams.
* Experience within a banking, financial services, or other regulated environment will be advantageous
**Technical / Professional Knowledge**
--------------------------------------


* Cloud Data Engineering (Azure, AWS, Google Cloud)
* Data Warehousing
* Databases (PostgreSQL, MS SQL, IBM DB2, HBase, MongoDB)
* Programming (SQL, Python)
* Data Analysis and Data Modelling
* Data Pipelines and ETL Tools
* Data Governance and Metadata Management
* Data Quality Management
* Agile Delivery Methodologies
* Problem Solving and Root Cause Analysis
* Azure Data Factory (ADF)
* Ab Initio
* SSIS
* SAS ETL
* CI/CD and DevOps Practices
  
**Disclaimer**
--------------


***Preference will be given to candidates from the underrepresented groups***


***Please contact the Nedbank Recruiting Team at \+27 860 555 566***


\-


***Please contact the Nedbank Recruiting Team at \+27 860 555 566***

Data Engineer

Join **TAKRAF Group** where your impact reaches beyond borders. Build your future with a company that values innovation, inclusion, and continuous growth to help shape a sustainable future.


We are looking for an experienced **Mechanical Engineer** who is responsible for leading engineering, design, technical evaluation, and execution of bulk materials handling projects, from concept development through commissioning.


**YOUR RESPONSIBILITIES**
=========================

* Lead the review, interpretation, and evaluation of client requirements, project specifications, technical scope, and associated engineering, commercial, operational, and safety risks during tendering and project execution.
* Perform and verify detailed engineering calculations, conveyor system designs, and bulk materials handling solutions, ensuring compliance with applicable standards, client specifications, and engineering best practices.
* Provide technical leadership in resolving complex engineering challenges, optimizing conveyor performance, reliability, safety, and cost\-effectiveness through innovative and value\-engineered solutions.
* Support tendering, estimating, and project teams by providing technical input for cost estimation, equipment sizing, design validation, pricing, and bid submissions.
* Develop technical data sheets, equipment specifications, and procurement documentation, while evaluating vendor proposals and supporting technical bid adjudication and supplier selection.
* Ensure engineering governance, quality assurance, and technical compliance by reviewing, approving, and validating engineering deliverables, drawings, vendor documentation, and design outputs.
* Provide engineering support throughout the project lifecycle, including fabrication, installation, commissioning, troubleshooting, performance verification, and project handover activities.
* Mentor and guide junior engineers and designers, promoting technical excellence, innovation, continuous improvement, and effective collaboration within multidisciplinary project teams.

**YOUR PROFILE**
================

* Bachelor's Degree in Mechanical Engineering with ECSA Professional Engineer (Pr. Eng.) registration or Engineer\-in\-Training (EIT) status progressing toward professional registration.
* Minimum 4 years' experience in mechanical engineering, including conveyor systems, machine design, bulk materials handling, tendering, project execution, and commissioning.
* Strong technical competence in conveyor design, engineering calculations, design validation, material flow design, equipment specification development, and applicable engineering standards and codes.
* Proficiency in engineering and simulation software such as Sidewinder, Helix, Belt Analyst, DEM applications, and AI\-enabled design and engineering tools.
* Demonstrated commercial awareness, cost optimization capability, technical bid evaluation expertise, vendor management experience, and the ability to work effectively within multidisciplinary engineering teams.

**YOUR BENEFITS**
=================

* Competitive remuneration and benefits.
* Hybrid working arrangements between office and home.
* Professional growth and development opportunities.
* Supportive and collaborative working environment.
* Workplace where contribution is valued.

Joining **\#TeamTAKRAF** means becoming part of a global, multicultural team that values safety, integrity, collaboration and innovation. We are committed to creating an inclusive workplace where everyone is treated with respect, has equal opportunities and can contribute to their full potential. Our employment decisions are based on qualifications, experience and business needs.  



  

If you are excited about this opportunity, apply now and join **\#TeamTAKRAF** to make a meaningful impact and help shape the future with us.

Mechanical Engineer

**Job Classification**
----------------------


**Requisition ID:** 147726


**Location:** Johannesburg, Gauteng


**Closing Date:** 21 September 2026


**Talent Acquisition:** Bongiwe Mchunu


**Job Family**
--------------


Business and Commercial Banking


**Career Stream**
-----------------


Information Technology \- Application Development


**Leadership Pipeline**
-----------------------


Manage Self: Technical
**FAIS Affected**
-----------------


**Job Purpose**
---------------


To ensure the support and maintain the data warehouse in line with the data model; metadata repository and to provide business intelligence analysis through performing strategic and operational support.
**Why Join Our Team**
---------------------


Join a purpose\-driven team where data powers strategic decision\-making and business growth. As a **BI Data Analyst**, you will work with modern analytics technologies, including Microsoft Fabric and Power BI, to deliver impactful insights across the Business and Commercial Banking environment. This role offers opportunities to innovate, influence business outcomes, collaborate with diverse stakeholders, and continuously develop your technical and professional expertise within one of South Africa's leading financial institutions.
**Job Responsibilities**
------------------------


* Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc).
* Participate and support corporate social responsibility initiatives for the achievement of key business strategies.
* Identify and recommend opportunities to enhance processes; systems and policies and support implementation of new processes; policies and systems.
* Deliver work according to customer expectations by prioritizing; planning and implementing requirements.
* Utilize resources by adhering to standards; policies and procedures.
* Align and continuously improve set processes by identifying innovation opportunities.
* Identify and mitigate risk by executing within governance.
* Resolve incidents by logging and tracking through correct channelsEsnure work are delivered accordong to; relevant technical standards Keep abreast of legislation and other industry changes that impacts on role by reading the relevant newsletters; websites and attending sessions.
* Understand and embrace the Nedbank vision and demonstrate the values through interaction with team and stakeholders.
* Improve personal capability and stay abreast of developments in field of expertise by identifying training courses and career progression for self through input and feedback from managersEnsure personal growth and enable effectiveness in performance of roles and responsibilities by ensuring all learning activities are completed; experience practiced and certifications obtained and/or maintained within specified time frames.
* Ensure information is provided correctly to stakeholders by maintaining knowledge sharing knowledge with team.
* Structure data into compliance standards by adhering to metadata governance procedures according to Nedbank documented standards and formats.
* Manage final transformed data content by complying to prescribed standards for reviewing and publishing.
* Govern population of datamart and metadata repository by complying to standards; systems; processes and procedures.
* Support business units by providing consulting services that deliversdata and information relevant to their businessContribute to internal and external information sharing sessions byattending formal and informal meetings.
* Manage vendor relationship interactionsby conforming to vendor managementoffice guidelines and principles.
* Ensure customer needs are met through regular customer feedback sessions.
**Our Ideal Candidate**
-----------------------


We are looking for a candidate who has:


* Proven experience with Microsoft Fabric, including Data Warehouse, Lakehouse, and Data Mart development.
* Advanced SQL development skills and expertise in data transformation, integration, and optimisation.
* Strong Power BI capabilities, including data modelling, semantic models, dashboard development, and self\-service reporting solutions.
* Solid knowledge of data warehouse architecture, dimensional modelling, metadata management, and data governance principles.
**Essential Qualifications \- NQF Level**
-----------------------------------------


* Matric / Grade 12 / National Senior Certificate
* Advanced Diplomas/National 1st Degrees
**Preferred Qualification**
---------------------------


* A Degree in Information Technology, Business Management, Mathematics, Statistics, or a related field.
**Essential Certifications**
----------------------------


* Data Management (DAMA) Certification, Certification/formal training in relevant technology
**Minimum Experience Level**
----------------------------


* Minimum of 5 years' proven experience in Data Analytics, Business Intelligence, Data Warehousing, or related disciplines within a banking or financial services environment.
* Practical experience designing, developing, and maintaining data warehouse, lakehouse, and data mart solutions using Microsoft Fabric.
* Advanced proficiency in SQL development, data transformation, and data integration techniques.
* Demonstrated experience in Power BI data modelling, semantic model development, visualisation, and enterprise reporting.
* Strong understanding of data warehouse architecture, dimensional modelling, and the delivery of scalable self\-service analytics solutions.
* Experience applying data governance, metadata management, and best\-practice data management frameworks in complex enterprise environments.
**Technical / Professional Knowledge**
--------------------------------------


* Microsoft Office
* Relevant regulatory knowledge
* Business writing skills
**Behavioural Competencies**
----------------------------


* Coaching
* Communication
* Initiating Action
* Managing Work
* Quality Orientation
* Technical/Professional Knowledge and Skills
\-


***Please contact the Nedbank Recruiting Team at \+27 860 555 566***

BI Data Analyst

We are looking for an experienced Business / Data Analyst with strong expertise in data contracts, data lineage and data integration.


The successful candidate will work closely with Solution and Data Architects across multiple projects to define and document how data is structured, exchanged and integrated across systems. A key focus of the role will be establishing clear data contracts and documenting end\-to\-end data flows and lineage to ensure consistency, traceability and alignment across the technology landscape.

**What you'll do:**

  

* Work closely with Data, Solution and Enterprise Architects across various projects to understand data requirements and integration points.
* Define, document and maintain data contracts between systems, applications and data platforms.
* Map and document end\-to\-end data lineage, including data sources, transformations, integrations and target systems.
* Analyse existing data flows and identify gaps, dependencies, inconsistencies and potential integration risks.
* Document data integration requirements, interfaces, mappings and transformation rules.
* Facilitate discussions between business, architecture, development and data teams to ensure a common understanding of data requirements.
* Translate business and technical requirements into clear data specifications and supporting documentation.
* Support the definition of data standards, terminology and governance requirements across projects.
* Maintain accurate documentation of system\-to\-system integrations and data movement.
* Assist project teams in understanding the impact of changes to upstream and downstream systems.
* Support architects and technical teams during solution design, development and implementation.
* Ensure data requirements and integration documentation remain aligned throughout the project lifecycle.

**Your Expertise:**

* Proven experience as a Business Analyst, Data Analyst or Technical Business Analyst within complex technology environments.
* Strong practical experience with data contracts and defining agreements between data producers and consumers.
* Strong understanding of data lineage and the ability to document data movement from source through transformation to consumption.
* Experience analysing and documenting data integrations across multiple systems and platforms.
* Ability to understand technical architecture, APIs, databases, data pipelines and integration patterns.
* Experience creating data mappings, interface specifications, process flows and technical documentation.
* Strong requirements gathering, analysis and stakeholder engagement skills.
* Ability to work effectively with architects, developers, data engineers, business stakeholders and project teams.
* Excellent documentation and communication skills.
* Strong analytical and problem\-solving ability with excellent attention to detail.
* Experience working within enterprise data environments or large transformation programmes.
* Exposure to cloud\-based data platforms and modern data architectures.
* Understanding of APIs, ETL/ELT processes, data warehouses, data lakes and integration platforms.
* Experience with data governance, metadata management or master data management.
* Familiarity with modelling or documentation tools such as Visio, Lucidchart, Confluence, Enterprise Architect or similar.
* SQL knowledge and the ability to interrogate or understand data structures would be advantageous.


.


**Other information applicable to the opportunity:**

* 12\-month Contract position
* Location: Johannesburg

**Why work for us?**


Want to work for an organization that solves complex real\-world problems with innovative software solutions? At iOCO, we believe anything is possible with modern technology, software, and development expertise. We are continuously pushing the boundaries of innovative solutions across multiple industries using an array of technologies.?


You will be part of a consultancy, working with some of the most knowledgeable minds in the industry on interesting solutions across different business domains.?


Our culture of continuous learning will ensure that you will have all the opportunities, tools, and support to hone and grow your craft.?


By joining IOCO you will have an open invitation to developer inspiring forums. A place where you will be able to connect and learn from and with your peers by sharing ideas, experiences, practices, and solutions.?


iOCO is an equal opportunity employer with an obligation to achieve its own unique EE objectives in the context of Employment Equity targets. Therefore, our employment strategy gives primary preference to previously disadvantaged individuals or groups.

Business / Data Analyst (iOCO0108)

### **Contexte et environnement**

* Meeting of stringent deadlines with regards to timeous reports and audit requirements High degree of responsiveness expected from Commercial divisions
* Cross\-department collaboration
* Risk sensitivity to high risk economic cycles in South Africa and business
* Necessity to analyse rapidly financial information in stressed scenarios


### **Activités**

As a Credit Risk Analyst, you will be responsible for the following activities:

**Credit risk management:**

* To process and review all credit applications for clients within the business segments assigned by conducting risk assessments on new customers to determine customer’s credit worthiness and the risk of default to TMSA aligned to the organisation’s policies and standards and conduct ongoing risk assessments on existing customers.
* Assess, analyse, and interpret financial statements and client credit data to determine the degree of risk involved in dealing with the customer
* Monitor economic indicators which may affect credit risk and collections and provide appropriate recommendations to Business.
* To apply an ongoing reviewing methodology on all credit limits within the various channels of trade and to monitor and report on all Credit limits changes
* To manage timeous annual credit reviews on all customers with credit limits
* Recommend collateral where necessary and ensure validity and legal enforceability.
* To notify credit insurance of any defaults and submit claims timeously to enable timeous settlement as well as follow up on any pending claims.
* To ensure that Credit insurers are fully informed of status of the debtors
* To establish a suitable Credit Limit for customers in line with delegation of authorities
* To offer effective customer collections support to the Accounts receivable team in analysing the performance of the debtor’s book
* To ensure P\&L budget objectives are adhered to with regards to Bad Debt Provision and Bad Debt write off.
* To provide assistance to the Auditors on all requirements (for internal and external audits).
* Build and manage relationships with key stakeholders \- (Credit Bureaus, Insurance houses, Banks, Business Team, etc).
* To perform ad\-hoc credit risk management related activities.
* To support initiatives within the Finance and IS division.

**Reporting:**

* To provide an accurate and ongoing reconciliation of securities and approved Credit limits.
* To analyse the Credit Results on a monthly basis and to provide the Accounts Receivable Manager Managers with a guideline of ensuring accurate and prompt collections in lieu of critical risk elements.
* To assist Conduct DMA analysis reports for accounts with limits upon reviews.
* To assist Calculate and prepare of the DSO report for business as when requested.
* To assist with provisions, accruals, priority controls, KPC and WCR reporting.
* To assist with trade insurance declarations.
* Assist with preparation for the Credit Committee presentation.

**Stakeholder management**

* Build and maintain positive relationships with relevant internal and external stakeholders
* Assist internal sales partners with credit decisions and with communicating the adaptation and application of the group credit policy, Company’s act, and National Credit Act
* Provide support to the team and business

**HSSE:**


To effectively manage and minimise HSE risk within area of responsibility by ensuring: Compliance with all HSE Policies, rules, guideline and legal requirements. Promotion of safe working environment and positively contributing to the company HSE KPIs and risk reduction strategies. That HSE competency requirements are identified \& enforced within area of responsibility


### **Profil du candidat**

The ideal candidate will possess the following qualities, skills, and experience to thrive in this role:  

* B Comm degree is a requirement.
* Minimum of 3 years’ experience business related experience.
* Understanding of Commercial Law.
* Ability to analyse financial statements.
* **Key competencies require****d:** deciding and initiating action, adhering to principles and values, presenting and communicating information, analysing, planning \& organising, delivering results, meeting of customer expectations, support business ambition, strong understanding of credit analysis and policies, good understanding of risk management principles, excellent time\-management skills.
* **Technical competencies required:** good working knowledge of accounts receivable module of SAP, good SAP report writing skills, good working knowledge of Microsoft products, support digitalization of processes \& people management.
* English is the business language.


### **Informations supplémentaires**

**TotalEnergies valorise la diversité, promeut le développement individuel et offre des opportunités d'emploi égales à tous les candidats.**
  
TotalEnergies is an equal opportunity employer and all applicants that meet the specified criteria will receive consideration for employment without discriminating unfairly on any arbitrary ground, including but not limited to race, gender, sex, ethnic or social origin, colour, sexual orientation, age, disability, religious conscience belief, political opinion, culture, language, marital status, or family responsibility.

Credit Risk Analyst

**Job Requisition Details**
---------------------------

Requisition number: 147482
Closing Date: 03 September 2026
Talent Acquisition: Precious Motlhako
**Cluster and Location**
------------------------


Personal and Private Banking


Sandton

  

**Career Stream**
-----------------


Quantitative
**Leadership Pipeline**
-----------------------


Manage Self: Professional
**Job Purpose**
---------------


To develop and maintain best practice models and assessment strategies in line with regulations (where applicable) in order to facilitate world class risk management and/or attainment of strategic objectives.


**Job Responsibilities**
------------------------


* Build and formally present reports by monitoring business performance within the set risk appetite and through analysis.
* Report to; monitor and advise operational areas to manage trends through analysis for ad\-hoc requirements.
* Manage client expectations by liaising with stakeholders through the model build process as well as the systems and strategy development process.
* Increase efficiencies through programming and automating processes.
* Enhance business efficiencies and ensure compliance through formal communications and interacting with external bodies.
* Challenge model builds from around the cluster through peer review participation and ensuring best practice.
* Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc).
* Research and make recommendations for corporate citizenship initiatives in area of influence
* Participate and support corporate responsibility initiatives for the achievement of business strategy (e.g.. Green Strategy).
* Seek opportunities to improve business processes; models and systems by identifying and recommending effective ways to operate and adding value to Nedbank.
* Contribute to the development of differentiated; superior solutions (solution engineering) that meet stakeholder and business requirements through analysis; business requirements gathering and designs validation.
* Ensure product and/or solution design is congruent with the required business specifications through meeting stakeholder requirements timeously.
* Contribute to the development of differentiated; superior solutions (solution engineering) that meet stakeholder and business requirements through analysis; business requirements gathering and designs validation.
* Ensure product and/or solution design is congruent with the required business specifications through meeting stakeholder requirements timeously.
* Ensure continuity and record keeping through formal sign\-off at forums and by creating documentation.
* Ensure data accuracy through data and front\-end analysis; pre and post testing of system/strategy changes.
* Ensure business process consistency through formal communication; updating and maintaining policies.
* Ensure accuracy and feasibility through impact analysis for newly developed products.
* Review reporting and ensure accuracy through analysis and providing feedback.Providing advice to key operational areas ensuring optimal resource allocation and desired results through analysis and communication.
* Manage access and change control and ensure compliance by creating change logs and restricting/providing access.
* Take corrective action where risk is identified in any processes; models or reporting; through analysis and formal communication.
* Support the achievement of the business strategy; objectives and values by reviewing Nedbank and Business Unit Plan and ensuring delivered systems; process; services and solutions are aligned.
* Improve personal capability and stay abreast of developments in field of expertise by identifying training courses and career progression for self through input and feedback from managers.
* Ensure personal growth and enable effectiveness in performance of roles and responsibilities by ensuring all learning activities are completed; experience practiced and certifications obtained and/or maintained within specified time frames.
* Enable skilling and required corrective action to take place by sharing knowledge and industry trends with team and stakeholders during formal and informal interaction
  
**Job Responsibilities Continue**
---------------------------------


**People Specification**
------------------------


**Essential Qualifications \- NQF Level**
-----------------------------------------


* Matric / Grade 12 / National Senior Certificate
* Advanced Diplomas/National 1st Degrees
**Preferred Qualification**
---------------------------


3\-year qualification in a mathematical or quantitative discipline, such as a BSc, BCom, Engineering degree, CFA, FRM, or CQF?


**Preferred Certifications**
----------------------------


Data Analysis**,** Data Management (DAMA) certification. SAS Certification. SQL.


Any Microsoft Power Tools will be advantageous


**Minimum Experience Level**
----------------------------


5 years relevant experience in an analytical environment


**Technical / Professional Knowledge**
--------------------------------------


* Industry trends
* Microsoft Office
* Principles of project management
* Relevant regulatory knowledge
* Relevant software and systems knowledge
* Risk management process and frameworks
* Business writing skills
* Microsoft Excel
* Business Acumen
* Quantitative Skills
**Behavioural Competencies**
----------------------------


* Applied Learning
* Coaching
* Communication
* Collaborating
* Decision Making
* Continuous Improvement
* Quality Orientation
* Technical/Professional Knowledge and Skills
\-


***Please contact the Nedbank Recruiting Team at \+27 860 555 566***

Senior Quantitative Analyst

Decision Inc. is looking for a talented Senior AWS Data Engineer to join our Data, Information \& Analytics practice. In this role, you'll design, build and maintain scalable, secure, high\-performance data platforms and integration solutions using native AWS services. Working alongside experienced consultants, you'll help deliver trusted, high\-quality data that powers analytics, reporting and AI/ML initiatives.


This role offers the opportunity to contribute across the full data engineering lifecycle—from building modern data pipelines and supporting cloud migrations to delivering robust, enterprise\-scale data platforms. At Decision Inc., we're committed to developing our people through mentorship, continuous learning and meaningful project experience, with a proven track record of supporting long\-term technical and career growth.

**Who Are We?**
---------------

**Decision Inc. is a global digital partner that enables businesses to reinvent themselves to realise their full potential.**


We deliver agility, resilience, and intelligence to any enterprise, enabling them to adapt quickly and thrive through innovation and opportunity. Our teams have engaged with more than 400 clients globally over the past 15 years, providing them with the expertise to build, operate, and optimise their digital businesses.


We achieve this by leveraging the world's best technology to drive our client's business ambitions forward into tomorrow's reality. These technologies include but are not limited to: Microsoft, SAP, Qlik, Snowflake, Alteryx, Automation Anywhere, and Workday Adaptive Insights.


Our success is ultimately driven by our entrepreneurial culture, industry exposure, and the passion of our people. We have three key cross\-functional teams – Functional and Specialist Consulting, Development, and Engineering teams. Based in four global offices, our exceptional consultants focus on delivering value to clients by keeping them at the centre of our service delivery. To find out more about our exciting fast\-paced culture visit: Careers at Decision Inc.

 **What Will You Do?**


Key Responsibility:

* You will be assigned a portfolio of client engagements where you will be expected to:
* Design, develop, and maintain scalable data pipelines.
* Build and optimise cloud\-based data lakes and data processing solutions using native AWS services.
* Develop ETL/ELT processes to ingest, transform, and curate data from a variety of source systems.
* Implement data quality, monitoring, and error\-handling processes to ensure reliable data delivery.
* Optimise data solutions for performance, scalability, security, and cost efficiency.
* Collaborate with architects, analysts, and business stakeholders to deliver data solutions aligned with business requirements.
* Support CI/CD practices, Infrastructure as Code, and operational excellence across the data estate.
* Contribute to engineering best practices.

**Who Do You Need to Be?**


Technical Skill:

* Strong experience with native AWS data services such as S3, Glue, Lambda, Redshift, Athena, Lake Formation and related services.
* Proficiency in Python, SQL, and Apache Spark (PySpark).
* Experience building ETL/ELT pipelines and cloud\-based data solutions.
* Understanding of data modelling, data quality, and data governance principles.
* Experience with Git, CI/CD, and Infrastructure as Code.


Experience:

* 5\+ years of data engineering experience, including hands\-on delivery on AWS.
* Experience designing and implementing enterprise\-scale data pipelines and analytics solutions.
* Strong understanding of cloud architecture, security, and performance optimisation.


Preferred Qualifications:

* AWS Data Engineer or Solutions Architect Associate certification.
* Experience with real\-time data processing and event\-driven architectures.
* Exposure to AI/ML data engineering workloads.

IMPORTANT: after you apply, please check your email. We send you a link to complete your application — it is not considered until that last step is done. If you do not see it, check your spam folder. This is a fully remote position , open to candidates based in South Africa. Pay: $31–$60/hr Role Title: Data Privacy Analyst Role Type: Contractor Location: Remote We are engaging Data Privacy Analysts to contribute their expertise to a customer's data privacy initiative focused on protecting sensi…

Data Privacy Analyst

IMPORTANT: after you apply, please check your email. We send you a link to complete your application — it is not considered until that last step is done. If you do not see it, check your spam folder. This is a fully remote position , open to candidates based in South Africa. Pay: $31–$60/hr Role Title: Data Analyst Role Type: Contractor Location: Remote We are engaging Data Analysts to contribute to a high-impact customer project focused on business data. In this role, you'll apply your experti…

Data Analyst

About the job Data Scientist (Intermediate) Data Scientist (Intermediate) Honours degree (or higher) in statistics, actuarial sciences, computer science (or equivalent, relevantqualification) Knowledge of statistical packages (R, SAS, SPSS, Python etc.) Knowledge of BI reporting tools (Power BI, Tableau, QlikView) Experience in statistical and machine learning modelling techniques High level of computer literacy (advanced MS-Excel and SQL) 2 years of work experience as a Data Analyst, Quantitat…

Data Scientist (Intermediate)

Our client is seeking a Tableau Certified Data Analyst to support a project on a month-to-month contract basis. The successful candidate will analyse complex datasets, develop interactive reporting solutions and translate data into meaningful business insights that support informed decision-making. Skills Required · Tableau Certified Data Analyst certification is essential. · 35 years' experience in data analytics and business intelligence. · Advanced Tableau Desktop experience. · Strong SQL de…

Tableau Certified Data Analyst

Our client is seeking a Tableau Certified Data Analyst to join an exciting project based in Johannesburg with travel to Angola as required. This contract role is ideal for a data professional who enjoys transforming complex datasets into meaningful insights and building interactive dashboards that support strategic business decisions. Key Responsibilities Gather, analyse, and interpret business and data requirements. Design, develop, and maintain interactive Tableau dashboards and reports. Conn…

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